PRIVACY

Privacy Policy

Effective August 23, 2026

Overview

This policy explains how JohnAGarcia.com handles information associated with use of this website. The site is designed to provide mortgage-related information and convenient ways to contact John A. Garcia or access third-party services.

Website Analytics

JohnAGarcia.com uses Google Analytics to better understand how visitors find and use the site. Analytics may collect general technical and usage information such as pages viewed, device and browser information, approximate location, referral source, scrolling activity, and interactions with links or buttons.

The site is configured so that names, email addresses, phone numbers, loan application information, and other directly identifying borrower information are not intentionally sent to Google Analytics.

More information about how Google uses information from sites that use its services is available at Google's information page.

Cookies and Similar Technologies

Analytics and standard website technologies may use cookies or similar technologies to measure activity and improve site performance. Browser settings can be used to manage or delete cookies. Some site features may work differently when cookies are limited.

Information You Choose to Provide

JohnAGarcia.com itself does not ask visitors to enter Social Security numbers, bank information, income documents, or other sensitive loan-application information. If you choose to contact John or use a linked application service, the information you provide is handled through the applicable communication method or third-party service.

Third-Party Services and Links

The site includes links to third-party services, including an online mortgage application portal and Google review services. Those services operate under their own terms and privacy practices. JohnAGarcia.com does not control, and is not responsible for, the privacy practices, security, availability, or content of third-party services.

How Website Information May Be Used

Analytics information may be used to understand site traffic, improve content and usability, evaluate which pages or links are useful, and measure general actions such as calls, texts, application-link clicks, or review-link clicks.

Sale of Personal Information

JohnAGarcia.com does not sell personal information collected through this website.

Security and Availability

Reasonable efforts are made to maintain the website and its supporting services, but no website or internet transmission can be guaranteed to be completely secure, uninterrupted, or error-free.

Your Choices

You may use browser privacy controls, cookie settings, or tools made available by analytics providers to limit certain types of tracking.

Policy Updates

This policy may be updated from time to time as the website, technology, or applicable requirements change. Continued use of the site after an update is subject to the then-current policy.

Contact

Questions regarding this policy may be sent to john@fp-financial.net.

This website is for general informational purposes and does not create a lender-borrower, advisory, fiduciary, or other professional relationship by itself.